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For 2026, employees can contribute up to $3,400 per year to their account , up from the 2025 limit of $3,300

For example, one box of Trulicity at $289.99 covers four full weeks, while one pen of Ozempic at $419.99 may not cover that same length of treatment

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The analysis revealed consistent gastrointestinal-related adverse events across all weight groups, including nausea, vomiting, decreased appetite, and weight loss

This guide covers which peptide protocols qualify, how to get your Letter of Medical Necessity, the 2026 contribution limits for both accounts, and the errors that trigger IRS penalties